Recent
trends in higher education financing have increased students’ need to
borrow to afford college. This brief examines how federal student loan
borrowing has changed from 2000 to 2016 by student race/ethnicity using
logistic regression analysis and data from the National Postsecondary
Student Aid Study (NPSAS).
The authors find that the odds of borrowing have diverged over time across racial and ethnic subgroups even after controlling for institutional sector and students’ financial circumstances. This divergence in student loan borrowing has important implications for policymakers and researchers interested in closing racial gaps in college access and success.
The authors find that the odds of borrowing have diverged over time across racial and ethnic subgroups even after controlling for institutional sector and students’ financial circumstances. This divergence in student loan borrowing has important implications for policymakers and researchers interested in closing racial gaps in college access and success.
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